{"id":582,"date":"2025-12-24T00:05:32","date_gmt":"2025-12-23T16:05:32","guid":{"rendered":"https:\/\/goodmorning-economy.com\/?p=582"},"modified":"2026-02-02T20:43:14","modified_gmt":"2026-02-02T12:43:14","slug":"%eb%b3%b5%eb%a6%ac-%eb%9c%bb%ea%b3%bc-%ea%b3%84%ec%82%b0%eb%b2%95-10%eb%85%84-%ed%9b%84-%ec%9e%90%ec%82%b0%ec%9d%b4-%eb%8a%98%ec%96%b4%eb%82%98%eb%8a%94-%eb%b3%b5%eb%a6%ac%ed%9a%a8%ea%b3%bc","status":"publish","type":"post","link":"https:\/\/goodmorning-economy.com\/?p=582","title":{"rendered":"\ubcf5\ub9ac \ub73b\uacfc \uacc4\uc0b0\ubc95 \u2013 10\ub144 \ud6c4 \uc790\uc0b0\uc774 \ub298\uc5b4\ub098\ub294 \ubcf5\ub9ac\ud6a8\uacfc \uc815\ub9ac"},"content":{"rendered":"\n<p>\uc790\uc0b0\uc744 \ubd88\ub9ac\ub294 \ubc29\ubc95\uc744 \uc774\uc57c\uae30\ud560 \ub54c \uac00\uc7a5 \uc790\uc8fc \ub4f1\uc7a5\ud558\uc9c0\ub9cc, \ub3d9\uc2dc\uc5d0 \uac00\uc7a5 \uc27d\uac8c \uc624\ud574\ub418\ub294 \uac1c\ub150\uc774 \ubc14\ub85c \u2018\ubcf5\ub9ac\u2019\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \ubcf5\ub9ac\ub97c \ub2e8\uc21c\ud788 \u2018\uc774\uc790\uac00 \uc774\uc790\ub97c \ub0b3\ub294 \uad6c\uc870\u2019\ub85c\ub9cc \uc5ec\uae30\uc9c0\ub9cc, \uc2e4\uc81c\ub85c\ub294 \uc2dc\uac04\uc774 \uc9c0\ub0a0\uc218\ub85d \uc790\uc0b0\uc744 \ud06c\uac8c \ud0a4\uc6b0\ub294 \uac15\ub825\ud55c \uc131\uc7a5 \uc6d0\ub9ac\uc778\ub370\uc694.<\/p>\n\n\n\n<p>\ud2b9\ud788 10\ub144\uc774\ub77c\ub294 \ube44\uad50\uc801 \ud604\uc2e4\uc801\uc778 \uae30\uac04 \uc548\uc5d0\uc11c\ub3c4 \ubcf5\ub9ac\ub294 \ub2e8\uc21c \uc800\ucd95\uc774\ub098 \ub2e8\ub9ac\uc640\ub294 \uc804\ud600 \ub2e4\ub978 \uacb0\uacfc\ub97c \ub9cc\ub4e4\uc5b4\ub0c5\ub2c8\ub2e4<\/p>\n\n\n\n<p>\uc774 \uae00\uc5d0\uc11c\ub294 \uc815\ud655\ud55c \ubcf5\ub9ac \ub73b\ubd80\ud130 \uacc4\uc0b0\ubc95, \uadf8\ub9ac\uace0 10\ub144\uc774\ub77c\ub294 \uc2dc\uac04 \ub3d9\uc548 \uc790\uc0b0\uc774 \uc5b4\ub5bb\uac8c \ubcc0\ud654\ud558\ub294\uc9c0\uae4c\uc9c0 \ub2e8\uacc4\uc801\uc73c\ub85c \uc815\ub9ac\ud574 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub610\ud55c \uc65c \ubcf5\ub9ac\uac00 \u2018\uc2dc\uac04\uc744 \ud3b8\uc73c\ub85c \ub9cc\ub4dc\ub294 \uacf5\uc2dd\u2019\uc774\ub77c \ubd88\ub9ac\ub294\uc9c0 \uc0b4\ud3b4\ubcf4\ub3c4\ub85d \ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n<div class=\"swell-block-postLink\">\t\t\t<div class=\"p-blogCard -external\" data-type=\"type3\" data-onclick=\"clickLink\">\n\t\t\t\t<div class=\"p-blogCard__inner\">\n\t\t\t\t\t<span class=\"p-blogCard__caption\">goodmorning-economy.com<\/span>\n\t\t\t\t\t<div class=\"p-blogCard__thumb c-postThumb\"><figure class=\"c-postThumb__figure\"><img decoding=\"async\" src=\"https:\/\/goodmorning-economy.com\/wp-content\/uploads\/2025\/12\/goodmorning-economy.com-G-26.png\" alt=\"\" class=\"c-postThumb__img u-obf-cover\" width=\"320\" height=\"180\"><\/figure><\/div>\t\t\t\t\t<div class=\"p-blogCard__body\">\n\t\t\t\t\t\t<a class=\"p-blogCard__title\" href=\"https:\/\/goodmorning-economy.com\/?p=605\" target=\"_blank\" rel=\"noopener noreferrer\">\uc778\ud50c\ub808\uc774\uc158 \ub73b\ubd80\ud130 \ud22c\uc790\uc804\ub7b5\uae4c\uc9c0 \u2013 \ub514\ud50c\ub808\uc774\uc158\uacfc \ube44\uad50\ud574 \uc815\ub9ac | \uad7f\ubaa8\ub2dd \uc774\ucf54\ub178\ubbf8 | \uacbd\uc81c, \ubd80\ub3d9\uc0b0, \uae30\uc5c5 \uc774&#8230;<\/a>\n\t\t\t\t\t\t<span class=\"p-blogCard__excerpt\">\uacbd\uc81c \ub274\uc2a4\ub97c \ubcf4\ub2e4 \ubcf4\uba74 \uac00\uc7a5 \uc790\uc8fc \ub4e3\uac8c \ub418\ub294 \uac1c\ub150\uc774 \ubc14\ub85c \uc778\ud50c\ub808\uc774\uc158\uacfc \ub514\ud50c\ub808\uc774\uc158\uc785\ub2c8\ub2e4.<\/span>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\n<h2 class=\"wp-block-heading\">\uc815\ud655\ud55c \ubcf5\ub9ac \ub73b\uc744 \uc54c\uc544\ubcf4\uc544\uc694<\/h2>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"ep.7 \uc138\uacc4 8\ub300 \ubd88\uac00\uc0ac\uc758 \ubcf5\ub9ac\ud6a8\uacfc\ub780 \ubb34\uc5c7\uc778\uac00? l \uccad\uac1c\uad6c\ub9ac\uac00 \uc54c\ub824\uc8fc\ub294 \uae08\uc735 \uc9c0\uc2dd! l \uccad\uac1c\uad6c\ub9ac\ud22c\uc790\ud074\ub7fd\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/mKrGAJ85W7k?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p>(\ucd9c\ucc98 : <a href=\"https:\/\/youtu.be\/mKrGAJ85W7k?si=H-P-hOU-8HtxPNOj\" target=\"_blank\" rel=\"noopener\">\uccad\uac1c\uad6c\ub9ac\ud22c\uc790\ud074\ub7fd<\/a>)<\/p>\n\n\n\n<p>\uae30\ubcf8\uc801\uc73c\ub85c \ubcf5\ub9ac(\u8907\u5229)\ub294 \uc6d0\uae08\uc5d0\ub9cc \uc774\uc790\uac00 \ubd99\ub294 \uac83\uc774 \uc544\ub2c8\ub77c, \uc774\uc804 \uae30\uac04\uc5d0 \ubc1c\uc0dd\ud55c \uc774\uc790\uae4c\uc9c0 \ud568\uaed8 \ubd88\uc5b4\ub098\uba70 \ub2e4\uc2dc \uc774\uc790\uac00 \uacc4\uc0b0\ub418\ub294 \ubc29\uc2dd\uc744 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub2e4\uc2dc \ub9d0\ud574 \uc2dc\uac04\uc774 \ud750\ub97c\uc218\ub85d \uc774\uc790\ub97c \uc0b0\uc815\ud558\ub294 \uae30\uc900 \uc790\uccb4\uac00 \ucee4\uc9c0\ub294 \uad6c\uc870\ub85c, \uc790\uc0b0 \uc131\uc7a5\uc758 \uc18d\ub3c4\uac00 \uc810\uc810 \uac00\uc18d\ud654\ub418\ub294 \ud2b9\uc9d5\uc744 \uc9c0\ub2c8\uc8e0.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"456\" height=\"242\" src=\"https:\/\/goodmorning-economy.com\/wp-content\/uploads\/2025\/12\/image-2-9.jpg\" alt=\"\" class=\"wp-image-597\" srcset=\"https:\/\/goodmorning-economy.com\/wp-content\/uploads\/2025\/12\/image-2-9.jpg 456w, https:\/\/goodmorning-economy.com\/wp-content\/uploads\/2025\/12\/image-2-9-300x159.jpg 300w\" sizes=\"(max-width: 456px) 100vw, 456px\" \/><\/figure>\n\n\n\n<p>(\ucd9c\ucc98 : <a href=\"https:\/\/cafe.naver.com\/070070\/14360?art=ZXh0ZXJuYWwtc2VydmljZS1uYXZlci1zZWFyY2gtY2FmZS1wcg.eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJjYWZlVHlwZSI6IkNBRkVfVVJMIiwiY2FmZVVybCI6IjA3MDA3MCIsImFydGljbGVJZCI6MTQzNjAsImlzc3VlZEF0IjoxNzY1OTczNTc5NDkwfQ.MArIz8IAC5114Oox5UC-NhZmw2UqgzBw72ed6o5gPAg\" target=\"_blank\" rel=\"noopener\">\uc544\uc774\uc5d4\ud2f0\uc778\ud130\ub137<\/a>)<\/p>\n\n\n\n<p>\uc608\ub97c \ub4e4\uc5b4 1,000\ub9cc \uc6d0\uc744 \uc5f0 5% \ubcf5\ub9ac\ub85c \uc6b4\uc6a9\ud558\uba74 \uccab\ud574\uc5d0\ub294 50\ub9cc \uc6d0\uc758 \uc774\uc790\uac00 \ubd99\uc5b4 1,050\ub9cc \uc6d0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774\ud6c4 \ub458\uc9f8 \ud574\uc5d0\ub294 \uc774\uc790\uac00 \ub354\ud574\uc9c4 1,050\ub9cc \uc6d0\uc5d0 5%\uac00 \uc801\uc6a9\ub3fc 52\ub9cc 5\ucc9c \uc6d0\uc758 \uc774\uc790\uac00 \ubc1c\uc0dd\ud558\uace0, \uc790\uc0b0\uc740 1,102\ub9cc 5\ucc9c \uc6d0\uc73c\ub85c \ub298\uc5b4\ub098\uac8c \ub418\ub294\ub370\uc694.<\/p>\n\n\n\n<p>\uacb0\uad6d, \uc774 \uacfc\uc815\uc774 \ubc18\ubcf5\ub420\uc218\ub85d \ub9e4\ub144 \ub298\uc5b4\ub098\ub294 <a href=\"https:\/\/goodmorning-economy.com\/?p=483\">\uc774\uc790 \uae08\uc561<\/a>\ub3c4 \ud568\uaed8 \ucee4\uc9c0\uac8c \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774\ucc98\ub7fc \ubcf5\ub9ac\ub294 \ucd08\ubc18\uc5d0\ub294 \ubbf8\ubbf8\ud574 \ubcf4\uc774\uc9c0\ub9cc, \uc2dc\uac04\uc774 \uc313\uc77c\uc218\ub85d \ub204\uc801 \ud6a8\uacfc\ub85c \uc790\uc0b0 \uc99d\uac00 \uc18d\ub3c4\uac00 \ub208\uc5d0 \ub744\uac8c \ube68\ub77c\uc9c0\ub294 \uc131\uc7a5 \uba54\ucee4\ub2c8\uc998\uc774\ub77c\uace0 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\ubcf5\ub9ac\uc640 \ub300\ube44\ub418\ub294 \uac1c\ub150 \u2018\ub2e8\ub9ac\u2019<\/h3>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"703\" height=\"687\" src=\"https:\/\/goodmorning-economy.com\/wp-content\/uploads\/2025\/12\/image-5-1.jpg\" alt=\"\" class=\"wp-image-586\" srcset=\"https:\/\/goodmorning-economy.com\/wp-content\/uploads\/2025\/12\/image-5-1.jpg 703w, https:\/\/goodmorning-economy.com\/wp-content\/uploads\/2025\/12\/image-5-1-300x293.jpg 300w\" sizes=\"(max-width: 703px) 100vw, 703px\" \/><\/figure>\n\n\n\n<p>(\ucd9c\ucc98 : <a href=\"https:\/\/blog.naver.com\/ujgssmj\/223944764993?photoView=0\" target=\"_blank\" rel=\"noopener\">\uc5b8\uc820\uac00\uc368\uba39\uc790<\/a>)<\/p>\n\n\n\n<p>\uc774\uc640 \ub300\ube44\ub418\ub294 \uac1c\ub150\uc774\ub77c\uace0 \ud55c\ub2e4\uba74 \ub2e8\ub9ac(<a href=\"https:\/\/namu.wiki\/w\/%E5%96%AE\" target=\"_blank\" rel=\"noopener\">\u55ae<\/a><a href=\"https:\/\/namu.wiki\/w\/%E5%88%A9\" target=\"_blank\" rel=\"noopener\">\u5229<\/a>)\ub97c \ub9d0\uc500\ub4dc\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub2e8\ub9ac\ub294 \ucc98\uc74c \ud22c\uc790\ud55c \uc6d0\uae08\uc5d0\ub9cc \uc774\uc790\uac00 \ubd99\ub294 \ubc29\uc2dd\uc73c\ub85c, \uc2dc\uac04\uc774 \uc9c0\ub098\ub3c4 \uc774\uc790 \uae08\uc561\uc774 \uc77c\uc815\ud558\ub2e4\ub294 \ud2b9\uc9d5\uc774 \uc788\ub294\ub370\uc694.<\/p>\n\n\n\n<p>\uc608\ub97c \ub4e4\uc5b4 1,000\ub9cc \uc6d0\uc744 \uc5f0 5% \ub2e8\ub9ac\ub85c \uc6b4\uc6a9\ud558\uba74, \uc2dc\uac04\uc774 \uc9c0\ub098\ub3c4 \uc6d0\uae08\uc740 \uadf8\ub300\ub85c \uc720\uc9c0\ub41c \ucc44 \ub9e4\ub144 50\ub9cc \uc6d0\uc758 \uc774\uc790\ub9cc \ub3d9\uc77c\ud558\uac8c \ubd99\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uccab\ud574\ub4e0 \ub458\uc9f8 \ud574\ub4e0, \ud639\uc740 10\ub144\uc774 \uc9c0\ub098\ub3c4 \uc774\uc790 \uaddc\ubaa8\ub294 \ubcc0\ud558\uc9c0 \uc54a\uc544<a href=\"https:\/\/goodmorning-economy.com\/?p=277\" data-type=\"link\" data-id=\"https:\/\/goodmorning-economy.com\/?p=277\"> \uc790\uc0b0 \uc99d\uac00<\/a> \uc18d\ub3c4 \uc5ed\uc2dc \uc77c\uc815\ud55c \uc218\uc900\uc5d0 \uba38\ubb3c\uac8c \ub418\uc8e0.<\/p>\n\n\n\n<p>\uadf8\ub798\uc11c \ud22c\uc790 \ucd08\uae30\uc5d0\ub294 \ub2e8\ub9ac\uc640 \ubcf5\ub9ac\uc758 \ucc28\uc774\uac00 \ud06c\uac8c \ub290\uaef4\uc9c0\uc9c0 \uc54a\uc744 \uc218 \uc788\ub294\ub370\uc694.<\/p>\n\n\n\n<p>\ud558\uc9c0\ub9cc \uc2dc\uac04\uc774 \uc313\uc77c\uc218\ub85d \uc774\uc790\uc5d0 \ub2e4\uc2dc \uc774\uc790\uac00 \ubd99\ub294 \ubcf5\ub9ac \uad6c\uc870\uac00 \ud798\uc744 \ubc1c\ud718\ud558\uba70, \uacb0\uad6d \ub450 \ubc29\uc2dd \uc0ac\uc774\uc5d0\ub294 \ubb34\uc2dc\ud560 \uc218 \uc5c6\ub294 \uaca9\ucc28\uac00 \uc0dd\uae30\uac8c \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\ubcf5\ub9ac\uacc4\uc0b0 \ubc29\ubc95, \uae30\ubcf8 \uacf5\uc2dd\uacfc \uadf8 \uc774\ud574<\/h3>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"\ubcf5\ub9ac\uacc4\uc0b0\ubc95 (\uacbd\uc81c2)\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/aRaIqt0RtpA?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p>(\ucd9c\ucc98 : <a href=\"https:\/\/youtu.be\/aRaIqt0RtpA?si=MKP-cN9EG_muiP0m\" target=\"_blank\" rel=\"noopener\">\ub098\ubb34\ubcd1\uc815TV WoodenSoldierTV<\/a>)<\/p>\n\n\n\n<p>\ubcf5\ub9ac\uacc4\uc0b0\uc740 \ub2e4\uc74c\uacfc \uac19\uc740 \uacf5\uc2dd\uc73c\ub85c \ud45c\ud604\ub418\ub294\ub370\uc694.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ucd5c\uc885 \uae08\uc561 = \uc6d0\uae08 \u00d7 (1 + \uc774\uc790\uc728)\u207f<\/li>\n<\/ul>\n\n\n\n<p>\uc5ec\uae30\uc11c n\uc740 \uae30\uac04(\ub144)\uc744 \uc758\ubbf8\ud558\uba70, \uc608\ub97c \ub4e4\uc5b4 1,000\ub9cc \uc6d0\uc744 \uc5f0 5% \ubcf5\ub9ac\ub85c 10\ub144\uac04 \uc6b4\uc6a9\ud558\uba74 \ub2e4\uc74c\uacfc \uac19\uc774 \uacc4\uc0b0\uc774 \uc774\ub8e8\uc5b4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>1,000\ub9cc \uc6d0 \u00d7 (1.05)\u00b9\u2070 \u2248 \uc57d 1,629\ub9cc \uc6d0<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"762\" height=\"635\" src=\"https:\/\/goodmorning-economy.com\/wp-content\/uploads\/2025\/12\/image-4-3.jpg\" alt=\"\" class=\"wp-image-588\" srcset=\"https:\/\/goodmorning-economy.com\/wp-content\/uploads\/2025\/12\/image-4-3.jpg 762w, https:\/\/goodmorning-economy.com\/wp-content\/uploads\/2025\/12\/image-4-3-300x250.jpg 300w\" sizes=\"(max-width: 762px) 100vw, 762px\" \/><\/figure>\n\n\n\n<p>(\ucd9c\ucc98 : <a href=\"https:\/\/blog.naver.com\/skysky03099\/224012747893\" target=\"_blank\" rel=\"noopener\">\ubc95\ubb34\ubc95\uc778\uc11c\uc0c1(\uc778\ucc9c\uc0ac\ubb34\uc18c)<\/a>)<\/p>\n\n\n\n<p>\uc704\uc640 \uac19\uc740 \uc870\uac74\uc5d0\uc11c \ub2e8\ub9ac\ub85c \uacc4\uc0b0\uc744 \ud574\ubcf4\uba74 10\ub144 \ud6c4 \uc790\uc0b0\uc740 1,500\ub9cc \uc6d0\uc5d0 \uadf8\uce58\ub294\ub370\uc694.<\/p>\n\n\n\n<p>\ubd88\uacfc 10\ub144\uc774\ub77c\ub294 \uae30\uac04\uc5d0\ub3c4 \uc57d 129\ub9cc \uc6d0\uc758 \ucc28\uc774\uac00 \ubc1c\uc0dd\ud558\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774 \ucc28\uc774\ub294 \uc2dc\uac04\uc774 20\ub144, 30\ub144\uc73c\ub85c \ub298\uc5b4\ub0a0\uc218\ub85d \ub354\uc6b1 \uac00\ud30c\ub974\uac8c \ubc8c\uc5b4\uc9c0\ub294\ub370\uc694.<\/p>\n\n\n\n<p>\ubcf5\ub9ac \uacc4\uc0b0\uc758 \ud575\uc2ec\uc740 \u2018\uc774\uc790\uc728\u2019\ubcf4\ub2e4\ub3c4 \u2018\uae30\uac04\u2019\uc5d0 \uc788\uc73c\uba70, \uc7a5\uae30\uc801\uc73c\ub85c \uac08\uc218\ub85d \ubcf5\ub9ac\uc758 \ud798\uc774 \uadf9\ub300\ud654\ub41c\ub2e4\ub294 \uc810\uc744 \uc774\ud574\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\ubcf5\ub9ac\ud6a8\uacfc\ub97c \uc88c\uc6b0\ud558\ub294 \ud575\uc2ec \uc694\uc18c \uc138 \uac00\uc9c0<\/h3>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"614\" height=\"404\" src=\"https:\/\/goodmorning-economy.com\/wp-content\/uploads\/2025\/12\/image-2-7.jpg\" alt=\"\" class=\"wp-image-585\" srcset=\"https:\/\/goodmorning-economy.com\/wp-content\/uploads\/2025\/12\/image-2-7.jpg 614w, https:\/\/goodmorning-economy.com\/wp-content\/uploads\/2025\/12\/image-2-7-300x197.jpg 300w\" sizes=\"(max-width: 614px) 100vw, 614px\" \/><\/figure>\n\n\n\n<p>(\ucd9c\ucc98 : <a href=\"https:\/\/blog.naver.com\/lifeheroine\/223393939556\" target=\"_blank\" rel=\"noopener\">\uc0c8\ub85c\uc6b4 \ub098\ub798\ub97c \ud3b4\uba70\u2026<\/a>)<\/p>\n\n\n\n<p>\uacb0\uad6d \ubcf5\ub9ac\ud6a8\uacfc\uc758 \ud06c\uae30\ub294 \ud06c\uac8c \uc138 \uac00\uc9c0 \uc694\uc778\uc5d0 \uc758\ud574 \uacb0\uc815\ub41c\ub2e4\uace0 \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uccab\uc9f8\ub294 \uc774\uc790\uc728\uc785\ub2c8\ub2e4. \uc774\uc790\uc728\uc774 1~2%\ub9cc \ub2ec\ub77c\uc838\ub3c4 \uc7a5\uae30\uc801\uc73c\ub85c\ub294 \uacb0\uacfc\uc5d0 \ud070 \ucc28\uc774\ub97c \ub9cc\ub4e4\uc5b4\ub0c5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub458\uc9f8\ub294 \ud22c\uc790 \uae30\uac04\uc785\ub2c8\ub2e4. \uac19\uc740 \uc774\uc790\uc728\uc774\ub77c\ub3c4 \uae30\uac04\uc774 \uae38\uc5b4\uc9c8\uc218\ub85d \ubcf5\ub9ac \ud6a8\uacfc\ub294 \uae30\ud558\uae09\uc218\uc801\uc73c\ub85c \ucee4\uc9d1\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc14b\uc9f8\ub294 \uc9c0\uc18d\uc131\uc785\ub2c8\ub2e4. \uc911\uac04\uc5d0 \ud22c\uc790\ub098 \uc800\ucd95\uc744 \uc911\ub2e8\ud558\uba74 \ubcf5\ub9ac \uad6c\uc870\ub294 \ubb34\ub108\uc9c8 \uc218\ubc16\uc5d0 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uadf8\uc911\uc5d0\uc11c\ub3c4 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uac04\uacfc\ud558\ub294 \ubd80\ubd84\uc774 \ubc14\ub85c \uc14b\uc9f8 \u2018\uc9c0\uc18d\uc131\u2019\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ubcf5\ub9ac\ub294 \ub2e8\uae30\uac04 \uc218\uc775\uc73c\ub85c \ud310\ub2e8\ud560 \uc218 \uc788\ub294 \uac1c\ub150\uc774 \uc544\ub2c8\uba70, \ubcc0\ub3d9\uc131 \uc18d\uc5d0\uc11c\ub3c4 \uacc4\ud68d\uc744 \uc9c0\ud0a4\ub294 \ud0dc\ub3c4\uac00 \uac00\uc7a5 \uc911\uc694\ud558\ub2e4\ub294 \uc0ac\uc2e4, \uaf2d \uae30\uc5b5\ud558\uc138\uc694.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u201810\ub144\u2019, \ubcf5\ub9ac\ud6a8\uacfc\uac00 \ub4dc\ub7ec\ub098\ub294 \uc2dc\uae30<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"510\" height=\"331\" src=\"https:\/\/goodmorning-economy.com\/wp-content\/uploads\/2025\/12\/image-2-6.jpg\" alt=\"\" class=\"wp-image-583\" srcset=\"https:\/\/goodmorning-economy.com\/wp-content\/uploads\/2025\/12\/image-2-6.jpg 510w, https:\/\/goodmorning-economy.com\/wp-content\/uploads\/2025\/12\/image-2-6-300x195.jpg 300w\" sizes=\"(max-width: 510px) 100vw, 510px\" \/><\/figure>\n\n\n\n<p>(\ucd9c\ucc98 : <a href=\"https:\/\/blog.naver.com\/sosi23\/223921876437\" target=\"_blank\" rel=\"noopener\">\uc18c\uc2dc\uc564\ucf54\uc758 \ubc30\uc6b0\uba70 \uc0b4\uc544\uac00\uae30<\/a>)<\/p>\n\n\n\n<p>\ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \ubcf5\ub9ac\ub294 \uc7a5\uae30 \ud22c\uc790\uc790\uc5d0\uac8c\ub9cc \uc758\ubbf8 \uc788\ub2e4\uace0 \uc5ec\uae30\uc9c0\ub9cc, \uc2e4\uc81c\ub85c\ub294 10\ub144\ub9cc\uc73c\ub85c\ub3c4 \ucda9\ubd84\ud788 \uccb4\uac10\ud560 \uc218 \uc788\ub294 \ud6a8\uacfc\ub97c \ub9cc\ub4e4\uc5b4\ub0c5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud2b9\ud788 \ub9e4\ub144 \uafb8\uc900\ud788 \uc77c\uc815 \uae08\uc561\uc744 \ucd94\uac00\ub85c \ud22c\uc790\ud558\ub294 \uacbd\uc6b0, \ubcf5\ub9ac \ud6a8\uacfc\ub294 \ub354\uc6b1 \uba85\ud655\ud574\uc9c0\ub294\ub370\uc694.<\/p>\n\n\n\n<p>\uc608\ub97c \ub4e4\uc5b4 \ub9e4\ub144 300\ub9cc \uc6d0\uc529 \uc5f0 5% \ubcf5\ub9ac\ub85c 10\ub144\uac04 \ud22c\uc790\ud558\uba74 \ucd1d \ud22c\uc790\uae08\uc740 3,000\ub9cc \uc6d0\uc774\uc9c0\ub9cc, \ucd5c\uc885 \uc790\uc0b0\uc740 \uc57d 3,800\ub9cc \uc6d0 \uc218\uc900\uae4c\uc9c0 \uc99d\uac00\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774 \uc911 \uc57d 800\ub9cc \uc6d0\uc740 \uc6d0\uae08\uc774 \uc544\ub2cc \u2018\uc2dc\uac04\uc774 \ubc8c\uc5b4\ub2e4 \uc900 \ub3c8\u2019\uc774 \ub418\ub294 \uc148\uc774\uc8e0.<\/p>\n\n\n\n<p>\uc774 \uacfc\uc815\uc5d0\uc11c \uc911\uc694\ud55c \uc810\uc740 \ubcf5\ub9ac\uac00 \uc9c1\uc120\uc801\uc73c\ub85c \uc131\uc7a5\ud558\uc9c0 \uc54a\ub294\ub2e4\ub294 \uc0ac\uc2e4\uc778\ub370\uc694.<\/p>\n\n\n\n<p>\ucd08\ubc18 \uba87 \ub144\uac04\uc740 \uc790\uc0b0 \uc99d\uac00\uac00 \ub290\ub9ac\uac8c \ub290\uaef4\uc9c0\uc9c0\ub9cc, \ud6c4\ubc18\ubd80\ub85c \uac08\uc218\ub85d \uc99d\uac00\ud3ed\uc774 \ub208\uc5d0 \ub744\uac8c \ucee4\uc9d1\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774 \ub54c\ubb38\uc5d0 \ubcf5\ub9ac\ub294 \uc778\ub0b4\uc2ec\uc774 \ud544\uc694\ud55c \uc804\ub7b5\uc774\uc9c0\ub9cc, \ub3d9\uc2dc\uc5d0 \uc2dc\uac04\uc744 \ubc84\ud2f8 \uc218\ub9cc \uc788\ub2e4\uba74 \uac00\uc7a5 \uc548\uc815\uc801\uc778 \uc131\uc7a5 \uad6c\uc870\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ud604\uc2e4\uc5d0\uc11c \ubcf5\ub9ac \uad6c\uc870\ub97c \ub9cc\ub4e4\uc5b4 \ub098\uac00\uc138\uc694<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"652\" height=\"652\" src=\"https:\/\/goodmorning-economy.com\/wp-content\/uploads\/2025\/12\/image-2-8.jpg\" alt=\"\" class=\"wp-image-587\" srcset=\"https:\/\/goodmorning-economy.com\/wp-content\/uploads\/2025\/12\/image-2-8.jpg 652w, https:\/\/goodmorning-economy.com\/wp-content\/uploads\/2025\/12\/image-2-8-300x300.jpg 300w, https:\/\/goodmorning-economy.com\/wp-content\/uploads\/2025\/12\/image-2-8-150x150.jpg 150w\" sizes=\"(max-width: 652px) 100vw, 652px\" \/><\/figure>\n\n\n\n<p>(\ucd9c\ucc98 : <a href=\"https:\/\/blog.naver.com\/dad31218\/223910449702\" target=\"_blank\" rel=\"noopener\">\ucf54\ub4dc\uc5d4\uc9c4\uc758 \uacbd\uc81c \uc778\uc0ac\uc774\ud2b8<\/a>)<\/p>\n\n\n\n<p>\ubcf5\ub9ac\ub294 \ud2b9\uc815 \uae08\uc735\uc0c1\ud488\uc5d0\ub9cc \uad6d\ud55c\ub41c \uac1c\ub150\uc774 \uc544\ub2d9\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc608\u00b7\uc801\uae08, \uc5f0\uae08\uc800\ucd95, IRP, ETF, \ubc30\ub2f9 \uc7ac\ud22c\uc790 \uc804\ub7b5 \ub4f1 \ub2e4\uc591\ud55c \ubc29\uc2dd\uc5d0\uc11c \ubcf5\ub9ac \uad6c\uc870\ub97c \ub9cc\ub4e4 \uc218 \uc788\uc8e0.<\/p>\n\n\n\n<p>\ub2e4\ub9cc, \uc5ec\uae30\uc11c \uc911\uc694\ud55c \uac74 \uc218\uc775\uc774 \ubc1c\uc0dd\ud588\uc744 \ub54c \uc774\ub97c \uc18c\ube44\ud558\uc9c0 \uc54a\uace0 \ub2e4\uc2dc \uc790\uc0b0\uc73c\ub85c \ud3b8\uc785\uc2dc\ud0a4\ub294 \uad6c\uc870\ub97c \uc9c0\uc18d\uc801\uc73c\ub85c \uc720\uc9c0\ud558\ub294 \uac83\uc778\ub370\uc694.<\/p>\n\n\n\n<p>\uc608\ub97c \ub4e4\uc5b4 \ubc30\ub2f9\uae08\uc744 \uc7ac\ud22c\uc790\ud558\uac70\ub098, \uc774\uc790\uac00 \ubc1c\uc0dd\ud558\ub294 \uae08\uc735\uc0c1\ud488\uc5d0\uc11c \ub9cc\uae30 \uc2dc \uc778\ucd9c\ud558\uc9c0 \uc54a\uace0 \uc7ac\uc608\uce58\ud558\ub294 \ubc29\uc2dd \ubaa8\ub450 \ubcf5\ub9ac\uc758 \uc6d0\ub9ac\ub97c \ud65c\uc6a9\ud55c \uc0ac\ub840\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub2e4\ub9cc \ub192\uc740 \uc218\uc775\ub960\ub9cc\uc744 \uc887\uc544 \ubb34\ub9ac\ud55c \ud22c\uc790\ub97c \ud558\ub294 \uac83\uc740 \ubcf5\ub9ac\uc640\ub294 \uac70\ub9ac\uac00 \uc0c1\ub2f9\ud788 \uba3c\ub370\uc694.<\/p>\n\n\n\n<p>\ubcf5\ub9ac\ub294 \uc548\uc815\uc131\uacfc \uc9c0\uc18d\uc131\uc774 \uc804\uc81c\ub420 \ub54c, \ube44\ub85c\uc18c \uac00\uc7a5 \ud6a8\uacfc\uc801\uc73c\ub85c \uc791\ub3d9\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ubcf5\ub9ac\uc5d0 \ub300\ud55c \ucc29\uac01\uc740 \uc774\uc81c \uadf8\ub9cc<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"667\" height=\"317\" src=\"https:\/\/goodmorning-economy.com\/wp-content\/uploads\/2025\/12\/image-4-2.jpg\" alt=\"\" class=\"wp-image-584\" srcset=\"https:\/\/goodmorning-economy.com\/wp-content\/uploads\/2025\/12\/image-4-2.jpg 667w, https:\/\/goodmorning-economy.com\/wp-content\/uploads\/2025\/12\/image-4-2-300x143.jpg 300w\" sizes=\"(max-width: 667px) 100vw, 667px\" \/><\/figure>\n\n\n\n<p>(\ucd9c\ucc98 : <a href=\"https:\/\/blog.naver.com\/financialfreedom42\/223124080807\" target=\"_blank\" rel=\"noopener\">\ubcf8\uc5c5\uc740 \ud22c\uc790\uc790 \ubd80\uc5c5\uc740 \uc9c1\uc7a5\uc778<\/a>)<\/p>\n\n\n\n<p>\uc774\ub807\ub4ef \ubcf5\ub9ac\ub294 \u2018\ube60\ub978 \ub3c8\u2019\uc774 \uc544\ub2c8\ub77c \u2018\ub290\ub9ac\uc9c0\ub9cc \ud655\uc2e4\ud55c \uc131\uc7a5\u2019\uc744 \uc804\uc81c\ub85c \ud569\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uac04\ud639 \ubcf5\ub9ac\ub97c \ub2e8\uae30\uac04\uc5d0 \uc790\uc0b0\uc744 \ubd88\ub824\uc8fc\ub294 \ub9c8\ubc95\ucc98\ub7fc \uc624\ud574\ud558\ub294 \uacbd\uc6b0\ub3c4 \uc788\uc9c0\ub9cc, \uc774\ub294 \ubcf5\ub9ac\uc758 \ubcf8\uc9c8\uc744 \uc815\ud655\ud788 \uc774\ud574\ud558\uc9c0 \ubabb\ud55c \ub370\uc11c \ube44\ub86f\ub41c \ucc29\uac01\uc778\ub370\uc694.<\/p>\n\n\n\n<p>\ucd08\ubc18 \uc131\uacfc\uac00 \ubbf8\ubbf8\ud558\ub2e4\uace0 \ud3ec\uae30\ud558\uba74, \ubcf5\ub9ac\uc758 \ud575\uc2ec \uad6c\uac04\uc5d0 \uc774\ub974\uae30\ub3c4 \uc804\uc5d0 \uc2a4\uc2a4\ub85c \uad6c\uc870\ub97c \uae68\ub294 \uc148\uc774 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub610\ud55c \ubcf5\ub9ac\ub294 \ub192\uc740 \uc218\uc775\ub960\uc744 \ucad3\uae30\ubcf4\ub2e4 \ud070 \uc190\uc2e4\uc744 \ud53c\ud558\ub294 \uc804\ub7b5\uacfc \uc798 \ub9de\ub294\ub370, \uc774\ub294 \ud55c \ubc88\uc758 \ud070 \uc190\uc2e4\uc774 \ubcf5\ub9ac \uad6c\uc870 \uc804\uccb4\ub97c \ubb34\ub108\ub728\ub9b4 \uc218 \uc788\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ub9c8\ubb34\ub9ac<\/h2>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"[\uc774\uc288 \ud53d \uc324\uacfc \ud568\uaed8] \ub3c8\uc774 \ubd88\uc5b4\ub098\ub294 \ub9c8\ubc95! \ubcf5\ub9ac KBS 20200830 \ubc29\uc1a1\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/4uOZsNprXF8?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p>(\ucd9c\ucc98 : <a href=\"https:\/\/youtu.be\/4uOZsNprXF8?si=458rWTrRVi_sQ8-v\" target=\"_blank\" rel=\"noopener\">KBS \uc140\ub7fd\ubcd1\uc0ac\uc758 \ube44\ubc00<\/a>)<\/p>\n\n\n\n<p>\ubcf5\ub9ac\ub294 \ub2e8\uc21c\ud55c \uae08\uc735 \uc6a9\uc5b4\uac00 \uc544\ub2c8\ub77c, \uc2dc\uac04\uc744 \ub300\ud558\ub294 \ud0dc\ub3c4\uc5d0 \uac00\uae5d\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc624\ub298 \ub2f9\uc7a5 \ub208\uc5d0 \ub744\ub294 \ubcc0\ud654\uac00 \uc5c6\uc5b4 \ubcf4\uc5ec\ub3c4, \uac19\uc740 \uc120\ud0dd\uc744 10\ub144 \ub3d9\uc548 \ubc18\ubcf5\ud588\uc744 \ub54c \uc804\ud600 \ub2e4\ub978 \uacb0\uacfc\ub97c \ub9cc\ub4e4\uc5b4\ub0b4\ub294 \ud798\uc774 \ubc14\ub85c \ubcf5\ub9ac\uc778\ub370\uc694.<\/p>\n\n\n\n<p>\ubcf5\ub9ac \ub73b\ubd80\ud130 \ubcf5\ub9ac\uacc4\uc0b0\ubc95\uacfc \uc801\uc6a9 \uc0ac\ub840\uae4c\uc9c0 \uc885\ud569\ud574 \ubcf4\uba74, \ubcf5\ub9ac\uc758 \ud575\uc2ec\uc740 \uacb0\uad6d \u201c\uc5bc\ub9c8\ub098 \uc624\ub798 \uc720\uc9c0\ud560 \uc218 \uc788\ub290\ub0d0\u201d\uc5d0 \uc788\uc74c\uc744 \uc54c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc9c0\uae08 \uc120\ud0dd\ud558\ub294 \uc791\uc740 \uae08\uc561\uacfc \uc2b5\uad00\uc774 10\ub144 \ub4a4 \uc5b4\ub5a4 \uacb0\uacfc\ub85c \ub3cc\uc544\uc62c\uc9c0\ub294 \uc544\ubb34\ub3c4 \uc815\ud655\ud788 \uc608\uce21\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub2e4\ub9cc \ud55c \uac00\uc9c0 \ubd84\uba85\ud55c \uc0ac\uc2e4\uc740, \ubcf5\ub9ac\ub294 \uc2dc\uac04\uc744 \uac00\uc9c4 \uc0ac\ub78c \ud3b8\uc5d0 \uc120\ub2e4\ub294 \uc810\uc778\ub370\uc694.<\/p>\n\n\n\n<p>\uc774 \uae00\uc744 \ub36e\ub294 \uc21c\uac04, \uc624\ub298\uc758 \uc120\ud0dd\uc774 \ubbf8\ub798\uc758 \ub098\uc5d0\uac8c \uc5b4\ub5a4 \uc790\uc0b0\uc774 \ub420\uc9c0 \uc2a4\uc2a4\ub85c\uc5d0\uac8c \ubb3c\uc5b4\ubcf4\uc2dc\uae38 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc790\uc0b0\uc744 \ubd88\ub9ac\ub294 \ubc29\ubc95\uc744 \uc774\uc57c\uae30\ud560 \ub54c \uac00\uc7a5 \uc790\uc8fc \ub4f1\uc7a5\ud558\uc9c0\ub9cc, \ub3d9\uc2dc\uc5d0 \uac00\uc7a5 \uc27d\uac8c \uc624\ud574\ub418\ub294 \uac1c\ub150\uc774 \ubc14\ub85c \u2018\ubcf5\ub9ac\u2019\uc785\ub2c8\ub2e4. \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \ubcf5\ub9ac\ub97c \ub2e8\uc21c\ud788 \u2018\uc774\uc790\uac00 \uc774\uc790\ub97c \ub0b3\ub294 \uad6c\uc870\u2019\ub85c\ub9cc \uc5ec\uae30\uc9c0\ub9cc, \uc2e4\uc81c\ub85c\ub294 \uc2dc\uac04\uc774 \uc9c0\ub0a0\uc218\ub85d \uc790\uc0b0\uc744 \ud06c\uac8c \ud0a4\uc6b0\ub294 \uac15\ub825\ud55c \uc131\uc7a5 \uc6d0\ub9ac\uc778\ub370\uc694. \ud2b9\ud788 10\ub144\uc774\ub77c\ub294 \ube44\uad50\uc801 \ud604\uc2e4\uc801\uc778 \uae30\uac04 \uc548\uc5d0\uc11c\ub3c4 \ubcf5\ub9ac\ub294 \ub2e8\uc21c \uc800\ucd95\uc774\ub098 \ub2e8\ub9ac\uc640\ub294 \uc804\ud600 \ub2e4\ub978 \uacb0\uacfc\ub97c \ub9cc\ub4e4\uc5b4\ub0c5\ub2c8\ub2e4 \uc774 \uae00\uc5d0\uc11c\ub294 \uc815\ud655\ud55c \ubcf5\ub9ac \ub73b\ubd80\ud130 \uacc4\uc0b0\ubc95, \uadf8\ub9ac\uace0 10\ub144\uc774\ub77c\ub294 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