{"id":192,"date":"2025-06-10T17:35:24","date_gmt":"2025-06-10T09:35:24","guid":{"rendered":"https:\/\/goodmorning-economy.com\/?p=192"},"modified":"2025-06-10T17:44:44","modified_gmt":"2025-06-10T09:44:44","slug":"%ec%9b%94%ea%b8%89-%ec%a0%80%ec%b6%95%ed%95%98%eb%a9%b4-%eb%82%98%eb%9d%bc%ec%97%90%ec%84%9c-%eb%8f%88-%eb%8d%94-%ec%a4%80%eb%8b%a4-2025-%ec%b2%ad%eb%85%84-%ec%a0%81%ea%b8%88-%ec%b6%94%ec%b2%9c","status":"publish","type":"post","link":"https:\/\/goodmorning-economy.com\/?p=192","title":{"rendered":"\uc6d4\uae09 \uc800\ucd95\ud558\uba74 \ub098\ub77c\uc5d0\uc11c \ub3c8 \ub354 \uc900\ub2e4? 2025 \uccad\ub144 \uc801\uae08 \ucd94\ucc9c"},"content":{"rendered":"\n<p>(\uc0ac\uc9c4\ucd9c\ucc98: <a href=\"https:\/\/blog.3o3.co.kr\/youth-savings-recommendations\/\" target=\"_blank\" rel=\"noopener\">\uc0bc\uca5c\uc0bc \ube14\ub85c\uadf8<\/a>)<\/p>\n\n\n\n<p>2025\ub144 \uccad\ub144\ub4e4\uc744 \uc704\ud55c \uc801\uae08 \uc0c1\ud488\ub4e4\uc774 \ub300\ud3ed \uac1c\uc120\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc815\ubd80 \uc9c0\uc6d0\uae08\uc774 \ud655\ub300\ub418\uace0 \ud61c\ud0dd\uc774 \ub298\uc5b4\ub098\uba74\uc11c \ubaa9\ub3c8 \ub9c8\ub828\uc758 \uae30\ud68c\uac00 \ub354\uc6b1 \ucee4\uc84c\uc2b5\ub2c8\ub2e4. \uccad\ub144 \uc5ec\ub7ec\ubd84\uc774 \uaf2d \uc54c\uc544\uc57c \ud560 2025\ub144 \uccad\ub144 \uc801\uae08 \ucd94\ucc9c \uc0c1\ud488\ub4e4\uacfc \uc815\ubd80 \uc9c0\uc6d0 \uc81c\ub3c4\ub97c \uc790\uc138\ud788 \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uc815\ubd80 \uc9c0\uc6d0\uae08 \uc81c\ub3c4\ub4e4<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\uccad\ub144\ub3c4\uc57d\uacc4\uc88c (\uac00\uc7a5 \ucd94\ucc9c!)<\/h3>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh7-rt.googleusercontent.com\/docsz\/AD_4nXfaLnfbiXyOzENaX6efDRwp3jfDLjzs6hKYfqgIb_-TYvHm5Kbvq_CvH1Sx0i4rILEEI_2_ruIs21-j0-uEBnzFUoNxe6_p_IKnCOYsQLWt5PwG25OVayVfQvh3CHSHlUMk_Y-1lqSoya_lwPyOqw?key=xhPagkxszButLbRoNarKEQ\" alt=\"\uccad\ub144\ub3c4\uc57d\uacc4\uc88c \uc2dc\uc791\ud569\ub2c8\ub2e4! - \uc804\uccb4 | \uce74\ub4dc\/\ud55c\ucef7 | \uba40\ud2f0\ubbf8\ub514\uc5b4 | \ub300\ud55c\ubbfc\uad6d \uc815\ucc45\ube0c\ub9ac\ud551\"\/><figcaption class=\"wp-element-caption\">(\uc0ac\uc9c4\ucd9c\ucc98: \ub300\ud55c\ubbfc\uad6d\uc815\ucc45\ube0c\ub9ac\ud551)<\/figcaption><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc8fc\uc694 \ubcc0\ud654 \uc0ac\ud56d<\/li>\n<\/ul>\n\n\n\n<p>2025\ub144\ubd80\ud130 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c\uc758 \ud61c\ud0dd\uc774 \ud06c\uac8c \ud655\ub300\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc815\ubd80 \uae30\uc5ec\uae08\uc774 \uc6d4 \ucd5c\ub300 2.4\ub9cc\uc6d0\uc5d0\uc11c 3.3\ub9cc\uc6d0\uc73c\ub85c \uc778\uc0c1\ub418\uc5b4 \ub354\uc6b1 \ub9e4\ub825\uc801\uc778 \uc0c1\ud488\uc774 \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc0c1\ud488 \ud2b9\uc9d5<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uac00\uc785 \ub300\uc0c1: \uadfc\ub85c \ub610\ub294 \uc0ac\uc5c5\uc18c\ub4dd\uc774 \uc788\ub294 \ub9cc 19~34\uc138 \uccad\ub144<\/li>\n\n\n\n<li>\ub0a9\uc785 \ud55c\ub3c4: \ub9e4\uc6d4 70\ub9cc\uc6d0 \ud55c\ub3c4 \ub0b4\uc5d0\uc11c \uc790\uc720\ub86d\uac8c \ub0a9\uc785<\/li>\n\n\n\n<li>\ub9cc\uae30: 5\ub144 (60\uac1c\uc6d4)<\/li>\n\n\n\n<li>\uc815\ubd80 \uc9c0\uc6d0\uae08: \ub9e4\uc6d4 \ucd5c\ub300 3\ub9cc 3\ucc9c\uc6d0\uc758 \uc815\ubd80\uae30\uc5ec\uae08 \uc9c0\uae09<\/li>\n\n\n\n<li>\uc138\uc81c \ud61c\ud0dd: \uc774\uc790\uc18c\ub4dd\uc5d0 \ub300\ud55c \ube44\uacfc\uc138 \ud61c\ud0dd<\/li>\n\n\n\n<li>\uc608\uc0c1 \uc218\uc775: 70\ub9cc\uc6d0 \u00d7 12\uac1c\uc6d4 \u00d7 5\ub144 = 4,200\ub9cc\uc6d0\uc744 \uc801\uae08\ud558\uba74 5,000\ub9cc\uc6d0\uc73c\ub85c \ub3cc\ub824\ubc1b\uc744 \uc218 \uc788\uc74c<\/li>\n\n\n\n<li>\uc18c\ub4dd \uc870\uac74<\/li>\n<\/ul>\n\n\n\n<p>\uc5f0 \uc18c\ub4dd 6\ucc9c\ub9cc \uc6d0 \uc774\ud558\uc774\uba74\uc11c \uc911\uc704 \uc18c\ub4dd\uc774 180% \uc774\ud558\uc778 \uacbd\uc6b0, \uc815\ubd80 \uc9c0\uc6d0\uae08\uacfc \ube44\uacfc\uc138 \ud61c\ud0dd \ubaa8\ub450 \ub204\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc5f0 \uc18c\ub4dd 6\ucc9c\ub9cc \uc6d0\uc744 \ucd08\uacfc\ud558\uba74 \ube44\uacfc\uc138 \ud61c\ud0dd\ub9cc \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\uccad\ub144\ud76c\ub9dd\uc801\uae08<\/h3>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh7-rt.googleusercontent.com\/docsz\/AD_4nXfYPLuTzH-HdR_FYBGpifGkvT7udNvzS7YuBvCyO4Gs4t_gfo8ufIxn6zTk6IWW1TiUvmOBkRQh7-dkiik5Enp2uHpOUf_n29OSy8k5YkrZjCzIEHLt4Oete8bBPXE-PAIUfpX9E9x22F26esZq2Go?key=xhPagkxszButLbRoNarKEQ\" alt=\"\ub9cc\uae30 \ub3c4\ub798\ud55c \uccad\ub144\ud76c\ub9dd\uc801\uae08, 21\uc870 \uc9c0\uae09\uc561 \uc5b4\ub514\ub85c? < \uc740\ud589 < \uae08\uc735 < \uae30\uc0ac\ubcf8\ubb38 - \ud55c\uad6d\uae08\uc735\uacbd\uc81c\uc2e0\ubb38\"\/><figcaption class=\"wp-element-caption\">(\uc0ac\uc9c4\ucd9c\ucc98: \ud55c\uad6d\uae08\uc735\uacbd\uc81c\uc2e0\ubb38)<\/figcaption><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li>2025\ub144 \uac1c\ud3b8 \ub0b4\uc6a9<\/li>\n<\/ul>\n\n\n\n<p>\uae30\uc874\uc5d0\ub294 \uc6d4 \ucd5c\ub300 2.1\ub9cc \uc6d0\uc5d0\uc11c 2.4\ub9cc \uc6d0\uc758 \uae30\uc5ec\uae08\uc744 \uc9c0\uc6d0\ud588\uc73c\ub098, \uac1c\ud3b8 \ud6c4\uc5d0\ub294 \ucd5c\ub300 3.3\ub9cc \uc6d0\uae4c\uc9c0 \uc9c0\uc6d0\uc774 \ud655\ub300\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc0c1\ud488 \ud2b9\uc9d5<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ub300\uc0c1: \uc0ac\ud68c\ucd08\ub144\uc0dd \ubc0f \uc800\uc18c\ub4dd \uccad\ub144, \uc5f0 \uc18c\ub4dd 3,600\ub9cc\uc6d0 \uc774\ud558<\/li>\n\n\n\n<li>\ub0a9\uc785\ud55c\ub3c4: 2\ub144\uac04 \uc6d4 \ucd5c\ub300 50\ub9cc\uc6d0 \uc800\ucd95 \uac00\ub2a5, \ucd5c\ub300 36\ub9cc\uc6d0\uc758 \uc815\ubd80\uc9c0\uc6d0 \uc774\uc790 \ucd94\uac00<\/li>\n\n\n\n<li>\uc815\ubd80 \ub9e4\uce6d: \uc6d4 \ucd5c\ub300 3.3\ub9cc\uc6d0<\/li>\n\n\n\n<li>\uae08\ub9ac \ud61c\ud0dd: \uae30\ubcf8\uae08\ub9ac+\uc18c\ub4dd \uc6b0\ub300\uae08\ub9ac+\uc740\ud589\ubcc4 \uc6b0\ub300\uae08\ub9ac \uc801\uc6a9(\ucd5c\ub300 9.5%)<\/li>\n\n\n\n<li>\uc138\uc81c \ud61c\ud0dd: \ube44\uacfc\uc138 \uc0c1\ud488(\uc774\uc790\uc18c\ub4dd\uc758 15.4%\uc5d0 \ud574\ub2f9\ud558\ub294 \uc138\uae08 \uba74\uc81c)<\/li>\n\n\n\n<li>\uc804\ud658 \uac00\ub2a5: \uccad\ub144\ud76c\ub9dd\uc801\uae08 \uac00\uc785\uc790\ub294 \uc801\uae08 \ub9cc\uae30 \ub610\ub294 \uc911\ub3c4\ud574\uc9c0 \ud6c4 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c \uac00\uc785 \uac00\ub2a5<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\uccad\ub144\ub0b4\uc77c\uc800\ucd95\uacc4\uc88c<\/h3>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh7-rt.googleusercontent.com\/docsz\/AD_4nXdB5bApD93W3cIGMfj03IQu9v8AKO556bbmR_Z6C_ypAGUEYEx2XE294XONUxMo3RZBn-xk8LrXD2-TcFiI7KAJJXLWihTmHmt7iqbdwkCAWDup4ZECaePbeApID9KHBdnD5d314kTnqaY5uLAoBg?key=xhPagkxszButLbRoNarKEQ\" alt=\"\ud14d\uc2a4\ud2b8, \uc758\ub958, \uc778\uac04\uc758 \uc5bc\uad74, \uc2a4\ud06c\ub9b0\uc0f7\uc774(\uac00) \ud45c\uc2dc\ub41c \uc0ac\uc9c4\n\nAI \uc0dd\uc131 \ucf58\ud150\uce20\ub294 \uc815\ud655\ud558\uc9c0 \uc54a\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\"\/><figcaption class=\"wp-element-caption\">(\uc0ac\uc9c4\ucd9c\ucc98: \ub9e4\uc77c\ud0c0\uc784\uc988)<\/figcaption><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uac00\uc785 \ub300\uc0c1 \ud655\ub300<\/li>\n<\/ul>\n\n\n\n<p>\uac00\uc785\uc694\uac74 \uc911 \uadfc\ub85c\u00b7\uc0ac\uc5c5\uc18c\ub4dd \uae30\uc900\uc758 \uc0c1\ud55c\uc744 \uae30\uc874 230\ub9cc \uc6d0\uc5d0\uc11c 250\ub9cc \uc6d0\uc73c\ub85c \uc0c1\ud5a5 \uc870\uc815\ud558\uc5ec \uac00\uc785 \ub300\uc0c1\uce35 \ubc94\uc704\ub97c \ud655\ub300\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc0c1\ud488 \ud2b9\uc9d5<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ub300\uc0c1: \ub9cc 19\uc138 \uc774\uc0c1 ~ \ub9cc 34\uc138 \uc774\ud558\uc758 \uccad\ub144 (\uc218\uae09\uc790, \ucc28\uc0c1\uc704\uc790, \uae30\uc900 \uc911\uc704\uc18c\ub4dd 50% \uc774\ud558\ub294 \ub9cc 15\uc138 ~ \ub9cc 39\uc138\uae4c\uc9c0 \uac00\uc785 \uac00\ub2a5), \uadfc\ub85c\ud65c\ub3d9 \uc911\uc774\uba70, \uc5f0\uac04 \uadfc\ub85c\uc18c\ub4dd 500\ub9cc\uc6d0 \uc774\uc0c1<\/li>\n\n\n\n<li>\ubcf8\uc778 \uc800\ucd95: \ub9e4\uc6d4 \ubcf8\uc778\uc800\ucd95\uc561 10\ub9cc\uc6d0 \uc774\uc0c1 \uc800\ucd95 \uc2dc \uc815\ubd80\uac00 30\ub9cc\uc6d0 \ucd94\uac00 \uc9c0\uc6d0<\/li>\n\n\n\n<li>\uc815\ubd80 \uc9c0\uc6d0: 3\ub144\uac04 \uadfc\ub85c\ud65c\ub3d9 \uc9c0\uc18d + \uad50\uc721\uc774\uc218 + \uc790\uae08\uc0ac\uc6a9\uacc4\ud68d\uc11c \uc791\uc131 \uc2dc \uadfc\ub85c\uc18c\ub4dd\uc7a5\ub824\uae08 1,080\ub9cc\uc6d0 \uc9c0\uc6d0<\/li>\n\n\n\n<li>\uc911\ubcf5 \uac00\uc785: \uccad\ub144\ud76c\ub9dd\uc801\uae08, \uccad\ub144\ub3c4\uc57d\uacc4\uc88c\uc640 \ub3d9\uc2dc \uac00\uc785 \uac00\ub2a5<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\uccad\ub144\uc6b0\ub300\ud615 \uccad\uc57d\ud1b5\uc7a5<\/h3>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh7-rt.googleusercontent.com\/docsz\/AD_4nXc8x07C5TGhnRIbmwBPCHVdxSh_-F2ZSLIJ8lp0_vF6mOBbuqqfpvJ7Jm-wK-UVGdCy_U_2hC6P3B_M0IhYwm__9BuIx2OHRDYc9HLlg7qy2BgZ5ffnG6fsdVmm7ETTPcqz21KD_Xc6l1q5DQxWQFk?key=xhPagkxszButLbRoNarKEQ\" alt=\"\uccad\ub144 \uccad\uc57d\ud1b5\uc7a5 \uc2dc\ud589 \uc5f0\uc7a5\ub418\ub098\u2026\ud64d\ub0a8\uae30 \uff02\uccad\ub144 \uc8fc\uac70\ube44 \uc644\ud654\uff02\"\/><figcaption class=\"wp-element-caption\">(\uc0ac\uc9c4\ucd9c\ucc98: \ud55c\uad6d\uacbd\uc81cTV)<\/figcaption><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ubaa9\uc801: \uc8fc\ud0dd \uad6c\uc785 \ubc0f \uccad\uc57d \uac00\uc810\uc6a9<\/li>\n\n\n\n<li>\ub300\uc0c1: \ub9cc 19~34\uc138 \ubb34\uc8fc\ud0dd \uc138\ub300\uc8fc<\/li>\n\n\n\n<li>\uae08\ub9ac \ud61c\ud0dd: \ucd5c\ub300 \uc5f0 3.3%\uae4c\uc9c0 \uc774\uc790 \uc18c\ub4dd \ube44\uacfc\uc138 (10\ub144\uac04)<\/li>\n\n\n\n<li>\uae30\ud0c0 \ud61c\ud0dd: \uc18c\ub4dd\uacf5\uc81c, \uc8fc\ud0dd\uccad\uc57d \uac00\uc810 \ubc18\uc601<\/li>\n\n\n\n<li>\uc8fc\uc758\uc0ac\ud56d: \uc801\uae08\uc774 \uc544\ub2cc \uccad\uc57d \ubaa9\uc801 \uc0c1\ud488, \uc911\ub3c4\ud574\uc9c0 \uc2dc \uc138\uc81c\ud61c\ud0dd \uc18c\uae09\uc801\uc6a9 \uc81c\uc678<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\uc740\ud589\ubcc4 \uace0\uae08\ub9ac \uccad\ub144 \uc801\uae08 (2025\ub144 \ucd94\ucc9c)<\/h3>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh7-rt.googleusercontent.com\/docsz\/AD_4nXfQkTgywLpGmNPhY_d5evn2daPu1DZVqMLvAtt_a4F4nnVDdyHVDIw3OlsZTyzfPMLB6ozEBzxhyhvHxfP8jmVCnkbsJEXSGHBZ7MyFGxMO1GwIvfO5ecwuWCFtg-rDK6qYW5BO6He-YM2yhB8tuEE?key=xhPagkxszButLbRoNarKEQ\" alt=\"\uccad\ub144\ub3c4\uc57d\uacc4\uc88c \uac00\uc785 \uc548\ub41c\ub2e4\uba74\u2026\uc774\ub7f0 \uc801\uae08 \uc5b4\ub54c\uc694?\"\/><figcaption class=\"wp-element-caption\">(\uc0ac\uc9c4\ucd9c\ucc98: \ube44\uc988\uc6cc\uce58)<\/figcaption><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc2e0\ud55c \uc54c.\uc3e0 \uccad\ub144\uc801\uae08: \ucd5c\uace0 \uc5f0 6.0% (\uc870\uac74 \ucda9\uc871 \uc2dc)<\/li>\n\n\n\n<li>\uce74\uce74\uc624\ubc45\ud06c 26\uc8fc\uc801\uae08: \uc790\ub3d9 \uc99d\uac00 \uc800\ucd95 \uc2dc\uc2a4\ud15c, \ubd80\ub2f4 \uc801\uace0 \uc7ac\ubbf8 \uc694\uc18c \ud3ec\ud568<\/li>\n\n\n\n<li>\ud1a0\uc2a4 \uccad\ub144\ubaa8\uc544 \uc801\uae08: \ud1a0\uc2a4\uc571 \uae30\ubc18, \uc790\uae08\uad00\ub9ac \uc5f0\ub3d9 \uc26c\uc6c0<\/li>\n\n\n\n<li>\uc6b0\ub9ac\uc740\ud589 \uccad\ub144\ub9de\ucda4\ud615 \uc801\uae08: \uae08\uc735\ud65c\ub3d9 \uc870\uac74\uc5d0 \ub530\ub77c \uc6b0\ub300\uae08\ub9ac \uc801\uc6a9<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\uccad\ub144 \uc801\uae08 \uc120\ud0dd \uac00\uc774\ub4dc<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1\uc21c\uc704: \uccad\ub144\ub3c4\uc57d\uacc4\uc88c<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uac00\uc7a5 \ub192\uc740 \uc815\ubd80 \uc9c0\uc6d0\uae08 (\uc6d4 \ucd5c\ub300 3.3\ub9cc\uc6d0)<\/li>\n\n\n\n<li>\ube44\uacfc\uc138 \ud61c\ud0dd<\/li>\n\n\n\n<li>5\ub144 \ub9cc\uae30\ub85c \uc911\uc7a5\uae30 \ubaa9\ub3c8 \ub9c8\ub828\uc5d0 \ucd5c\uc801<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">2\uc21c\uc704: \uccad\ub144\ud76c\ub9dd\uc801\uae08<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc18c\uc561 \ud22c\uc790\ub85c \ub192\uc740 \uae08\ub9ac \ud61c\ud0dd<\/li>\n\n\n\n<li>\uc0ac\ud68c\ucd08\ub144\uc0dd\uc5d0\uac8c \uc801\ud569<\/li>\n\n\n\n<li>\uccad\ub144\ub3c4\uc57d\uacc4\uc88c\ub85c \uc804\ud658 \uac00\ub2a5<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">3\uc21c\uc704: \uccad\ub144\ub0b4\uc77c\uc800\ucd95\uacc4\uc88c<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc800\uc18c\ub4dd\uce35 \uccad\ub144\uc5d0\uac8c \ud2b9\ud654<\/li>\n\n\n\n<li>\ub2e4\ub978 \uccad\ub144 \uc801\uae08\uacfc \uc911\ubcf5 \uac00\uc785 \uac00\ub2a5<\/li>\n\n\n\n<li>\uc7a5\uae30\uc801\uc778 \uc790\uc0b0\ud615\uc131 \uc9c0\uc6d0<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\uccad\ub144 \uc801\uae08 \uac00\uc785 \uc2dc \uc8fc\uc758\uc0ac\ud56d<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\uc815\ubd80\uc9c0\uc6d0\ud615 vs \uc77c\ubc18\uc740\ud589\ud615<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc815\ubd80\uc9c0\uc6d0\ud615: \ud61c\ud0dd\uc774 \ud06c\uc9c0\ub9cc \uc18c\ub4dd\uae30\uc900\uc774 \uc5c4\uaca9\ud568<\/li>\n\n\n\n<li>\uc77c\ubc18\uc740\ud589\ud615: \uc870\uac74\uc774 \uc720\uc5f0\ud558\uc9c0\ub9cc \uc774\uc790 \ud61c\ud0dd\ub9cc \uc874\uc7ac<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\ub9cc\uae30 \uc720\ubb34<\/h3>\n\n\n\n<p>2~3\ub144 \ub2e8\uc704\uc758 \ub9cc\uae30\ud615 \uc801\uae08\uc774 \ub300\ubd80\ubd84\uc774\uba70, \uc911\ub3c4\ud574\uc9c0 \uc2dc \uc774\uc790\uac00 \ucc28\uac10\ub418\uac70\ub098 \uc9c0\uc6d0\uae08\uc774 \ud68c\uc218\ub418\uc5b4 \uc8fc\uc758 \ud544\uc694<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\uc18c\ub4dd \uae30\uc900 \ucda9\uc871 \uc5ec\ubd80<\/h3>\n\n\n\n<p>\uac01 \uc81c\ub3c4\ub9c8\ub2e4 \uae30\uc900 \uc18c\ub4dd\uc774 \ub2e4\ub974\uae30 \ub54c\ubb38\uc5d0 \ubc18\ub4dc\uc2dc \ubcf8\uc778 \uc5f0\uc18c\ub4dd \ud655\uc778\uc774 \ud544\uc218<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2025\ub144 \uccad\ub144 \uc801\uae08\uc758 \uc7a5\uc810<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh7-rt.googleusercontent.com\/docsz\/AD_4nXdFp82rsBj5hvo2qxrGnPdwI_zbA4Cm5UGYx1Bqz6SAJLF7Hst48pKS1UVXx6sOEVVdNDzuprfjSX8xepmnyrLQwi7_XAutRpZ6NViiaZ1YHSYHEjCEp3aE1t0qcP6Hwb2y-EV20YTHFip4RXczPwA?key=xhPagkxszButLbRoNarKEQ\" alt=\"2022 \uccad\ub144\ud76c\ub9dd\uc801\uae08 \uc790\uaca9 \uc870\uac74, \uc2e0\uccad\ubc29\ubc95, \uc740\ud589\ubcc4 \uc6b0\ub300\uae08\ub9ac\"\/><figcaption class=\"wp-element-caption\">(\uc0ac\uc9c4\ucd9c\ucc98: \uc7a1\uc544\ubc14)<\/figcaption><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc815\ubd80 \uc9c0\uc6d0\uae08 \ud655\ub300<\/li>\n<\/ul>\n\n\n\n<p>2025\ub144\ubd80\ud130\ub294 \uc5f0 \ucd5c\ub300 9.54%\uc758 \uc77c\ubc18 \uc801\uae08 \uc0c1\ud488 \uac00\uc785 \ud6a8\uacfc\ub97c \ub204\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uc77c\ubc18 \uc801\uae08\uc73c\ub85c\ub294 \ub2ec\uc131\ud558\uae30 \uc5b4\ub824\uc6b4 \ub192\uc740 \uc218\uc775\ub960\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ube44\uacfc\uc138 \ud61c\ud0dd<\/li>\n<\/ul>\n\n\n\n<p>\ub300\ubd80\ubd84\uc758 \uccad\ub144 \uc801\uae08 \uc0c1\ud488\uc5d0\uc11c \uc774\uc790\uc18c\ub4dd\uc138 15.4%\ub97c \uba74\uc81c\ubc1b\uc744 \uc218 \uc788\uc5b4 \uc2e4\uc9c8 \uc218\uc775\ub960\uc774 \ub354\uc6b1 \ub192\uc544\uc9d1\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc790\uc0b0\ud615\uc131 \uc9c0\uc6d0<\/li>\n<\/ul>\n\n\n\n<p>\ub2e8\uc21c\ud55c \uc801\uae08\uc744 \ub118\uc5b4\uc11c \uccad\ub144\ub4e4\uc758 \uc911\uc7a5\uae30 \uc790\uc0b0\ud615\uc131\uc744 \uccb4\uacc4\uc801\uc73c\ub85c \uc9c0\uc6d0\ud558\ub294 \uc815\ucc45\uc801 \uc131\uaca9\uc744 \uac16\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ub9c8\ubb34\ub9ac<\/h2>\n\n\n\n<p>2025\ub144\uc740 \uccad\ub144\ub4e4\uc5d0\uac8c \ubaa9\ub3c8 \ub9c8\ub828\uc758 \uc808\ud638\uc758 \uae30\ud68c\uc785\ub2c8\ub2e4. \uc815\ubd80 \uc9c0\uc6d0\uae08\uc774 \ud06c\uac8c \ud655\ub300\ub418\uace0 \ub2e4\uc591\ud55c \ud61c\ud0dd\uc774 \ucd94\uac00\ub418\uba74\uc11c \uccad\ub144 \uc801\uae08\uc758 \ub9e4\ub825\ub3c4\uac00 \ud55c\uce35 \ub192\uc544\uc84c\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ubcf8\uc778\uc758 \uc18c\ub4dd \uc218\uc900\uacfc \ubaa9\ud45c\ud558\ub294 \ubaa9\ub3c8 \uaddc\ubaa8, \uc800\ucd95 \uae30\uac04 \ub4f1\uc744 \uc885\ud569\uc801\uc73c\ub85c \uace0\ub824\ud558\uc5ec \uac00\uc7a5 \uc801\ud569\ud55c \uccad\ub144 \uc801\uae08 \uc0c1\ud488\uc744 \uc120\ud0dd\ud558\uba74 \uc88b\uc744 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \ub2e8\uc21c\ud788 \ub3c8\uc744 \ubaa8\uc73c\ub294 \uc218\ub2e8\uc744 \ub118\uc5b4\uc11c \ubbf8\ub798\ub97c \uc704\ud55c \uc790\uc0b0\uc744 \uc313\uace0 \uc7ac\ud14c\ud06c \uc2b5\uad00\uc744 \uae30\ub974\ub294 \uce21\uba74\uc5d0\uc11c\ub3c4 \uc801\uc740 \uae08\uc561\uc73c\ub85c\ub77c\ub3c4 \uccad\ub144 \uc801\uae08\uc744 \uc2dc\uc791\ud574\ubcf4\ub294 \uac83\uc744 \ucd94\ucc9c\ud569\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>(\uc0ac\uc9c4\ucd9c\ucc98: \uc0bc\uca5c\uc0bc \ube14\ub85c\uadf8) 2025\ub144 \uccad\ub144\ub4e4\uc744 \uc704\ud55c \uc801\uae08 \uc0c1\ud488\ub4e4\uc774 \ub300\ud3ed \uac1c\uc120\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc815\ubd80 \uc9c0\uc6d0\uae08\uc774 \ud655\ub300\ub418\uace0 \ud61c\ud0dd\uc774 \ub298\uc5b4\ub098\uba74\uc11c \ubaa9\ub3c8 \ub9c8\ub828\uc758 \uae30\ud68c\uac00 \ub354\uc6b1 \ucee4\uc84c\uc2b5\ub2c8\ub2e4. \uccad\ub144 \uc5ec\ub7ec\ubd84\uc774 \uaf2d \uc54c\uc544\uc57c \ud560 2025\ub144 \uccad\ub144 \uc801\uae08 \ucd94\ucc9c \uc0c1\ud488\ub4e4\uacfc \uc815\ubd80 \uc9c0\uc6d0 \uc81c\ub3c4\ub97c \uc790\uc138\ud788 \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \uc815\ubd80 \uc9c0\uc6d0\uae08 \uc81c\ub3c4\ub4e4 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c (\uac00\uc7a5 \ucd94\ucc9c!) 2025\ub144\ubd80\ud130 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c\uc758 \ud61c\ud0dd\uc774 \ud06c\uac8c \ud655\ub300\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc815\ubd80 \uae30\uc5ec\uae08\uc774 \uc6d4 \ucd5c\ub300 2.4\ub9cc\uc6d0\uc5d0\uc11c 3.3\ub9cc\uc6d0\uc73c\ub85c \uc778\uc0c1\ub418\uc5b4 \ub354\uc6b1 \ub9e4\ub825\uc801\uc778 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":193,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"swell_btn_cv_data":"","footnotes":""},"categories":[7],"tags":[],"class_list":["post-192","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-products"],"_links":{"self":[{"href":"https:\/\/goodmorning-economy.com\/index.php?rest_route=\/wp\/v2\/posts\/192","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/goodmorning-economy.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/goodmorning-economy.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/goodmorning-economy.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/goodmorning-economy.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=192"}],"version-history":[{"count":2,"href":"https:\/\/goodmorning-economy.com\/index.php?rest_route=\/wp\/v2\/posts\/192\/revisions"}],"predecessor-version":[{"id":195,"href":"https:\/\/goodmorning-economy.com\/index.php?rest_route=\/wp\/v2\/posts\/192\/revisions\/195"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/goodmorning-economy.com\/index.php?rest_route=\/wp\/v2\/media\/193"}],"wp:attachment":[{"href":"https:\/\/goodmorning-economy.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=192"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/goodmorning-economy.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=192"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/goodmorning-economy.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=192"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}